Consumer Real Estate Loans

Timberline Bank has the consumer Real Estate loan that you have been looking for, along with superb customer service. None of our real estate loans have pre-payment penalties.

Construction Loan

  • 350-day term
  • Fixed rate
  • Maximum loan-to-value ratio 80%
  • Interest only payments on what you use
  • Loan specialists that will help make this exciting time a little less stressful
  • Peace of mind knowing the building process is being managed by trained bankers

Vacant Lot Loans

  • Finance the lot you want to build your home on
  • 60-month terms
  • Fixed interest rate
  • Principle and interest payment

Home Equity Line of Credit

  • Take advantage of the equity you have built up in your home
  • Up to 60-month term with renewal options
  • Revolving credit – up to loan amount
  • Interest only payments on what you use
  • Variable rate


  • 63-month term with numerous amortization options
  • Take advantage of the equity you have built up in your home
  • Principle and interest payments

Download and print:

Real Estate Loan Application.

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